Del Webb Stone Creek: Complete 55+ Community Tour & Review

Looking for an active adult community in Florida? Del Webb Stone Creek offers resort-style living just minutes from On Top of the World, with a public golf course, extensive amenities, and a vibrant social scene. With nearly 4,000 homes planned and no CDD fees, this community delivers exceptional value in the Ocala area.

The expansive Del Webb Stone Creek clubhouse and golf course create a true resort atmosphere for residents

Quick Facts About Del Webb Stone Creek

• Location: Near Ocala, Florida (adjacent to On Top of the World)
• Home Prices: New homes from $315k; resales from high $200s
• HOA Fees: $250-$396/month (depending on yard maintenance package)
• Community Size: 4,000 homes planned (3,500 currently built)
• CDD Fees: None
• Golf: Public access 18-hole championship course

Community Overview

Del Webb Stone Creek is a master-planned 55+ community that truly feels like a vacation resort. Located just up the road from On Top of the World, this Pulte-built community offers the perfect blend of maintenance-free living and active adult amenities.

With approximately 3,500 homes already built and plans for 4,000 total, Stone Creek is nearing completion but still offers opportunities to purchase new construction. The community is expected to fully build out within the next couple of years, making now an ideal time to secure your spot while options remain available.

One of Stone Creek's most appealing features is the absence of CDD (Community Development District) fees. This means residents only pay HOA fees, which range from $250 to just under $400 per month depending on the level of maintenance included. Some neighborhoods include full yard maintenance, while others offer exterior home maintenance packages for those seeking truly worry-free living.

The stunning Stone Creek entrance features decorative waterfalls and manicured landscaping that sets the tone for the entire community

Amenities & Lifestyle

Championship Golf Course

Stone Creek features a beautiful 18-hole championship golf course that stands out for one key reason: it's public. This means non-residents can play, which keeps the course busy and well-maintained while offering residents flexibility with tee times without the high membership fees found at private clubs.

The course winds through the community with strategically placed water features, sand bunkers, and mature landscaping. Golf cart access is available throughout the community, and many homes feature golf cart garages or storage areas. The golf clubhouse serves as a secondary gathering spot with its own dining options and practice facilities.

The championship golf course features well-maintained greens, challenging bunkers, and scenic water hazards

Main Clubhouse & Social Hub

The resort-style clubhouse serves as the heart of community life at Stone Creek. This sprawling facility houses the fitness center, indoor and outdoor pools, social event spaces, and various activity rooms where residents gather for clubs and classes.

A lifestyle director coordinates a packed weekly calendar of events, from Name that Tune evenings to organized softball leagues. The clubhouse includes a banquet hall for larger community gatherings, smaller meeting rooms for clubs like mahjong and the veterans club, and casual spaces where residents naturally connect and form friendships.

The main clubhouse complex includes practice putting greens, covered gathering areas, and ample parking for community events

Aquatic Center & Pool Amenities

The outdoor aquatic center is where Stone Creek truly shines with its resort-like atmosphere. The zero-entry pool design makes access easy for all fitness levels, while dedicated lap lanes accommodate serious swimmers. A separate indoor pool ensures year-round swimming regardless of weather.

Aqua aerobics classes run regularly, taking advantage of the pool's design and Florida's sunshine. The satellite pool provides a quieter option for those seeking a more relaxed experience away from the main activity hub. An outdoor amphitheater near the pool area hosts concerts and entertainment under the stars.

Fitness & Recreation

The fitness center features modern cardio equipment and weight machines suitable for all fitness levels. Beyond traditional gym equipment, residents enjoy pickleball courts (a massive draw for active adults), bocce ball courts, shuffleboard, and softball fields.

For those seeking relaxation, spa services and massage are available on-site. The community also features multiple dog parks for four-legged residents, cornhole and darts areas, and pool tables for casual recreation.

The golf course features multiple water features with fountains, creating beautiful views for both golfers and surrounding homes

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HOA Fees & What's Included

Del Webb Stone Creek offers three tiers of HOA fees based on the level of maintenance service you prefer. Understanding these options helps you choose the right neighborhood for your lifestyle and budget.

• $250-$296/month: Basic HOA package without yard maintenance. You're responsible for lawn care and landscaping maintenance yourself or hiring your own service.
• $396/month: Full yard maintenance included. The HOA handles all lawn mowing, edging, and basic landscape upkeep. This is the most popular option for those seeking low-maintenance living.
• Nearly $700/month: Complete exterior maintenance including yard care and home exterior upkeep. This premium option is rare but available in select areas for those wanting truly maintenance-free living.

The HOA fees typically include community amenity access, common area maintenance, gate guard services, and basic cable/internet packages. The absence of CDD fees means your monthly costs are more predictable compared to many Florida communities.

When comparing to nearby On Top of the World, Stone Creek residents often point out their lower HOA costs. However, the comparison isn't always apples-to-apples since different packages include different services. The key is finding what works for your budget and desired maintenance level.

Home Prices & Options

New construction homes at Del Webb Stone Creek currently start around $315,000 and go up from there. With Pulte offering various promotions on new builds, now represents a particularly good time to consider new construction despite the immature landscaping that comes with brand-new homes.

Resale homes provide more variety, with prices starting in the high $200s. Last year, finding anything below $300,000 was nearly impossible, so the current market offers better value for budget-conscious buyers. Resale homes often come with significant upgrades already installed—plantation shutters, mature landscaping (sometimes $25,000+ in landscaping alone), and custom features that would cost considerably more if purchased new.

Home sizes vary throughout the community. Popular floor plans include 3-bedroom, 3-bathroom designs with dual master suites (perfect for couples who each want their own space). Larger homes approaching 2,500 square feet are available for those needing extra room for guests or hobbies. Three-car garages with golf cart bays appear in many homes.

The community includes a limited number of attached villas for those preferring less square footage and even lower maintenance. These rarely come on the market, so if villa living interests you, act quickly when opportunities arise.

Homes line the golf course and lake, offering serene views and easy access to the championship course

Natural Beauty & Wildlife

One of Stone Creek's most charming features is the abundant wildlife that makes the community home. Residents regularly spot white pelicans on the lakes and ponds throughout the community—an unexpected delight that adds to the resort atmosphere.

The community features multiple catch-and-release fishing ponds stocked for resident use. Natural waterfall features cascade over rocks into green lakes, creating peaceful focal points throughout the neighborhoods. The extensive landscaping includes mature trees, palm-lined streets, and carefully maintained common areas.

Water features appear throughout the community, from the dramatic entrance waterfall to fountains in the golf course lakes. These not only provide visual appeal but also support the local ecosystem that attracts diverse bird species and wildlife.

Natural waterfall features throughout the community create tranquil settings and support local wildlife

Community Culture & Social Life

Ask any Stone Creek resident about their community, and they'll likely tell you they looked at 15 other places before choosing here. That enthusiasm reflects the genuine community culture that develops when people find their perfect fit.

The weekly calendar stays packed with activities coordinated by the lifestyle director. Clubs cover every interest imaginable—mahjong, veterans group, softball leagues, and countless others. Food trucks make regular appearances, providing easy dinner options and social gathering opportunities.

The community attracts a mix of full-time residents and snowbirds, creating dynamic social energy year-round. The active culture means it's easy to form friendships quickly, whether through organized activities or casual encounters at the pool or golf course.

Resident services help newcomers integrate into community life. The bar at the clubhouse and deli options provide casual spots to meet neighbors. Events like Name that Tune draw crowds and create shared experiences that bond residents together.

Location & Nearby Conveniences

Del Webb Stone Creek sits in an ideal location near Ocala, offering the perfect balance of peaceful community living and convenient access to shopping, dining, and healthcare. The proximity to On Top of the World creates additional benefits—a golf cart path connects the communities, giving Stone Creek residents easy access to the massive Circle Square Cultural Center, restaurants, and entertainment venues.

The location near major roads means traffic flows well despite the growing area. Cell service, particularly T-Mobile coverage, works reliably throughout the community. For entertainment beyond the community, nearby options abound without requiring long drives.

The area continues developing, with new commercial spaces and restaurants opening regularly. This growth brings added convenience while the community itself maintains its peaceful, resort-like character.

The master-planned community integrates golf, lakes, and residential neighborhoods in a cohesive design

Technology & Modern Conveniences

Stone Creek includes cable and internet in the HOA fees, though options exist for upgrades. Residents can choose between Spectrum and BridgeNet for their service providers, with internet speeds adequate for streaming services and modern connectivity needs.

The community features gated access with guard services, providing security and peace of mind. The gate system works smoothly even as the community continues growing and welcoming new residents.

For those interested in real estate investment or helping family members relocate, Stone Creek has seen some activity in home flipping and property upgrades. The combination of new builds still available and resale options creates opportunities for various investment strategies.

Comparing Stone Creek to Other Communities

Given its location, most buyers compare Del Webb Stone Creek to On Top of the World and other nearby communities like Candler Hills. Each has distinct advantages, and the choice often comes down to personal preference and budget.

Stone Creek's main advantages include no CDD fees, lower HOA costs for comparable service levels, newer construction overall, and the public golf course model. The resort feel and mature Del Webb amenities program provide a polished experience.

On Top of the World offers more extensive amenities with its massive recreation centers and entertainment venues, though at higher HOA costs. The Villages comparison also comes up frequently, with Stone Creek offering a more intimate community feel at lower price points.

The key is visiting multiple communities and experiencing the vibe firsthand. Every community has passionate residents who believe they chose the best option, which speaks to the quality of choices available in the area.

Golf course holes wind along the lake with waterfront homes creating desirable views throughout the community

Frequently Asked Questions

What are the HOA fees at Del Webb Stone Creek?

HOA fees range from $250-$296 per month for basic service without yard maintenance, $396 per month with full yard maintenance included, or nearly $700 per month for complete exterior maintenance packages. No CDD fees apply at Stone Creek.

What amenities does Del Webb Stone Creek offer?

The community features a championship 18-hole golf course, resort-style outdoor pool with zero-entry design, indoor pool, fitness center with cardio equipment and weight machines, pickleball courts, bocce ball, shuffleboard, softball fields, dog parks, spa services, outdoor amphitheater, golf simulator, and extensive clubhouse facilities with activity rooms and banquet hall.

Can non-residents use the golf course at Stone Creek?

Yes, the golf course is public and open to non-residents. This pay-and-play model keeps the course well-maintained and busy while allowing residents flexibility without high membership fees.

How many homes will be in Del Webb Stone Creek when complete?

The community will have approximately 4,000 homes when fully built out. Currently, about 3,500 homes are completed, with full buildout expected within the next couple of years.

Can I still buy a new home at Del Webb Stone Creek?

Yes, new construction remains available with homes starting around $315,000. Pulte is currently running promotions on new builds, making now a particularly good time to consider new construction.

What's included in the Stone Creek HOA fees?

HOA fees cover community amenity access, common area maintenance, gate guard services, and basic cable/internet packages. Higher-tier packages include yard maintenance and exterior home maintenance depending on your neighborhood.

How does Stone Creek compare to On Top of the World?

Stone Creek offers lower HOA fees, no CDD charges, newer overall construction, and a public golf course. A golf cart path connects the communities, so Stone Creek residents can access On Top of the World's Circle Square amenities. The choice often comes down to preferred amenities mix and budget.

Are there age restrictions at Del Webb Stone Creek?

Yes, Stone Creek is a 55+ active adult community with age restrictions typical of Del Webb communities. At least one resident must be 55 or older.

The clubhouse overlooks the golf course and lake, providing stunning views for community gatherings and events

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Final Thoughts on Del Webb Stone Creek

Del Webb Stone Creek delivers resort-style living without resort-style prices. The combination of no CDD fees, reasonable HOA costs, beautiful amenities, and an active social culture creates exceptional value in the competitive Ocala 55+ community market.

Whether you're drawn to the public golf course, the extensive pool and fitness facilities, or simply the warm community vibe that residents consistently praise, Stone Creek offers something for nearly every active adult lifestyle. With new construction still available and a variety of resale options, now is an ideal time to explore what this community offers.

The best way to know if Stone Creek is right for you is to visit in person, tour the amenities, and talk with residents. Their genuine enthusiasm and the resort atmosphere speak louder than any statistics or descriptions can capture.